5 years vs. 5 days

In investing (and in life) the day-to-day can be rocky! Lots of ups and downs, things we can’t control and things that won’t really matter 5 years from now.

We often find that when people are first investing, they feel nervous and concerned by any changes in the market – they come to us asking ‘the market is down 2% today, what should I do? Should I change everything in my investment strategy?’. The short answer is no!

As long as you’re sticking to your long-term plan, there’s no need to change things every time the market shifts. We know that over time, the ups and downs of the market will even out if you have a good strategy to back you up.

Investing is a good metaphor for life – if something really worries you in life today, will you remember it in a couple of years’ time? Often in life and investing, you won’t.

Unless the underlying reason why you’re investing, or why you’ve chosen a particular investment has shifted, there’s often no reason to make big, frequent changes. That’s where we come in, to reassure our clients about any concerns, and to help you focus on, and stick to your long-term goals. 

So if you’re feeling uncertain about your investment strategy or approach to retirement planning, we can help!